Sell More Phones.
Get Paid Upfront.
Join Nigeria's fastest-growing BNPL merchant network. Reach approved customers, close more deals, and let OnBuy handle all the financing risk.
- Paid in 24 hrs
- Zero risk
- More foot traffic

Why Merchants Choose OnBuy.
Everything you need to grow your phone business.
Boost Sales by 3x
Merchants on OnBuy report up to 3x more closed deals on average.
Paid Upfront
Receive full payment in 24 hours. We carry the financing risk.
Pre-Approved Buyers
Customers come to your store already credit-approved and ready to buy.
Zero Default Risk
We handle collections, recovery and device protection. You focus on selling.
Live Dashboard
Track sales, settlements and customer trends in real time from any device.
Dedicated Support
Every merchant gets a partner success manager and 24/7 priority support.
From Application to Sustained Growth.
A continuous cycle — every new approved sale fuels your next one.
Apply
Submit your business details in under 5 minutes.
Verify
We vet your storefront and business documents.
Launch
Receive your dashboard, training and POS materials.
Grow
Close more sales every month with new approved buyers.
What Merchants Say.
Real stories from partners growing with OnBuy.
"OnBuy doubled our monthly sales in just 3 months. Customers love being able to walk out with a phone the same day."

Chinedu O.
Owner, TechHub Lagos
"Getting paid upfront changed everything. We can stock more inventory without worrying about credit risk."

Aisha B.
Manager, Phone Plaza Abuja
"The merchant dashboard is so clean — I can see every sale, settlement and customer trend at a glance."

Tunde A.
Director, MobileWorld PH
Ready to Grow with OnBuy?
Join 1,200+ merchants already selling more, faster.
